The debt counsellor must find you over indebted for him to proceed with the review by means of a monthly income vs monthly basic necessary expenses and monthly debt repayments.
You must have a monthly income
Your debt listed on your admin orders creditors list must be in arrears and not exceed R50 000. Provisions for rescheduling certain creditors can be made by excluding them from the order and creditors must adhere to the reduced monthly installment payment calculated on your income and expenses section of your administration application.
You must be permanently employed with a fixed monthly income.